Australia’s Housing Market Records the Weakest Conditions Since the Global Financial Crisis November's CoreLogic hedonic home value index results saw a national slip of 0.7% over the month. Sydney saw a decline by 0.14%, followed by Melbourne 1.0%. Locally there was little festive cheer as Perth's...
Many Aussie families are throwing away thousands of dollars by allowing loyalty to cost when it comes to insurance and finance. Research earlier this year from finder.com.au, revealed that many Australians could be paying the price for their ‘loyalty’ mentality when it comes to everyday living costs....
It's one of the most expensive facilities you will ever take out and sometimes it seems it will never end! We've asked our senior broker Paul Fox to come up with some tips to pay it off sooner. Paul told us "With some proactive strategies...
Offset accounts and redraw facilities work in similar ways; they both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. Redraw facilities allow you to deposit spare income into your home loan account,...
Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more frequently. The average duration of a...
Christmas is a time to enjoy time with the family and indulge in the excesses that the festive season brings. But for some the festivities are often tinged with that feeling of dread that financial stress can bring out. If this is you then you...
Top ways to cut your expenses and increase your savings Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and...
If you’re looking for a creative way to overcome being locked out of the property market by high prices and credit restrictions then buying a house with friends may be a solution. It can also be a minefield though, so here’s how to avoid disaster. While...
Nationally hose prices dropped again, recording their 12th monthly decrease according to the latest CoreLogic Hedonic Home Value Index. September saw Brisbane, Hobart and Canberra record slight increases, but drops of 0.9% in Melbourne, 0.6% in Sydney and Perth assisted in an overall drop of 0.5%. The...
It's a question many people ask, so we have put it to our in-house specialist Luke Grundy. So, what is a Financial Advisor, what do they do and when should I see one? Financial Advisors come in different forms, you have your all rounders and your...