August CoreLogic's national dwelling values showed a promising turn nationally with the first monthly recorded increase in values since October 2017. The growth impacted values positively in five out of the eight capital cities, with the exceptions being Perth, Adelaide and Darwin. CoreLogic's research director Tim Lawless...
We've asked Luke Grundy, our resident financial planner, to highlight some of the financial considerations when thinking about planning for a family. Starting a family is one of life’s big decisions, if you are lucky enough to get the chance to plan this or even if...
With official interest rates trending downward, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal. But when even a small interest rate reduction means potential savings of thousands of dollars, is a simple phone call really enough to...
The Australian Prudential Regulation Authority (APRA) has finalised it's recommendations and will allow lenders to make changes to the current serviceability assessments. In a letter to ADIs (Banks and lenders) issued today (5th July), APRA confirmed its updated guidance on residential mortgage lending will no...
Many Australian families ask the same question...
This year the write-off threshold increased from $20,000 to $30,000 and extended to 30 June 2020. Under the scheme, eligible businesses with an annual turnover of under $50 million are able to claim an immediate tax deduction on items purchased that are valued up to $30,000....
Keystart has made changes to the income limits for applicants for the second half of 2019. The move will mean an estimated 11,000 additional West Australian households will qualify for the low deposit loan scheme. The scheme set up in 1989 has helped in excess of...
CoreLogic’s Hedonic Home Value Index, March 2019 showed another national drop in values with a 0.6% decrease in March. Locally Perth 's decline continued but at a much slower rate, seeing a 0.4% drop. Nationally the values dropped by 0.6% for the month. For the capital...
The Coalition is throwing a few pre-election sweeteners in the direction of low- to middle-income earners, by doubling the tax cuts they will receive the next time they file a tax return. Last year, the Government announced it would give people earning up to $90,000 an...
Big changes in the way lenders view our credit histories are transitioning into place. In March 2014, changes to the Privacy Act 1988 came into effect to allow for this inclusion of extra information about your credit history in your credit file. The move across to...